Clients embarking on the journey of asset searches often find themselves at the crossroads of curiosity and budget concerns. The burning question is, “How much does an asset search cost?” In this article, we’ll shed light on the intricacies of asset search costs, what factors influence them, and how the depth of a search impacts the overall expenditure.

The Varied Landscape of Asset Searches

Asset searches are not a one-size-fits-all endeavor. Depending on the nature of the case, clients may be interested in uncovering different types of assets. From bank accounts to real estate, vehicles, corporate assets, and more, the breadth of assets that can be searched is vast. Clients often tailor their searches based on their specific needs, omitting certain asset classes if they deem them irrelevant.

The Myth of Automated Searches: Unveiling the Manual Process

Contrary to common misconceptions, asset searches are not conducted through automated databases where a simple query yields comprehensive results. Instead, these searches involve a meticulous manual process. Skilled investigators leverage various sources, delving into records and data that disclose information not readily available through public channels.

Navigating Legal Constraints: Graham Leach Bliley Act

The legal landscape surrounding asset searches is complex, with federal and state laws imposing strict regulations. The Graham Leach Bliley Act, enacted in the ’90s, criminalizes pretexting—using false pretenses to obtain banking information. Adherence to such laws is imperative to ensure the integrity of the information obtained and to avoid potential legal repercussions.

Quantifying the Cost: Hours Spent on Investigation

The cost of an asset search is intricately tied to the depth of the investigation. Skilled investigators, typically charging between $120 and $140 per hour, invest time in scouring various sources, scrutinizing documents, and piecing together a comprehensive picture of the subject’s financial landscape. The more hours dedicated to the search, the more detailed and thorough the results.

Understanding Hourly Rates and Additional Costs

Clients have the flexibility to choose the depth of their asset search based on their budget constraints. Hourly rates for investigators contribute significantly to the overall cost. In addition to these rates, certain searches, such as bank account searches, may incur additional costs, often in the range of a few hundred dollars, depending on the complexity and number of sources involved.

Case Example: Deeper Dive into a Corporate Asset Search

To illustrate the depth of an asset search, let’s take the fictional example of a corporation named Acme 33. A quick online search may yield basic information such as company status and director names. However, a skilled investigator can go beyond, examining corporate records, annual reports, notarized documents, and even fax headers to uncover a wealth of information, including addresses, phone numbers, historical data, and associations with legal entities.

DIY vs. Professional Asset Searches: Balancing Cost and Value

While professional investigators offer an unparalleled level of expertise, clients also have the option to conduct their own asset searches. Platforms like provide tools and guidance for those opting for a do-it-yourself approach. This can be a cost-effective solution for individuals unsure of the value an asset search might yield.

Tailoring the Search to Client Needs: Customization and Choices

The beauty of asset searches lies in their customization. Clients can choose to invest more or less in a search based on their unique requirements and financial considerations. Whether it’s a basic search or an exhaustive investigation, the cost aligns with the depth of the search and the time invested by the investigator.

Empowering Clients with Choices

In the realm of asset searches, the adage holds true: you get what you pay for. Clients have the power to determine the depth of their asset search and, consequently, the associated costs. A well-executed asset search, guided by skilled investigators, can unravel hidden financial details, validate claims, and uncover concealed assets.

For those navigating the landscape of asset searches, serves as a valuable resource. Whether choosing a professional investigation or opting for a DIY approach, understanding the factors influencing costs empowers clients to make informed decisions. In the quest for truth and financial transparency, the choice between a basic search and an in-depth investigation lies in the hands of the client.

For more information on asset searches and related services, visit our website at Whether you have specific questions or seek a private consultation, our team is ready to assist you in your pursuit of uncovering financial truths.