How To Find Assets Hidden Within Recorded Documents

Today, we will explore the intriguing world of property title forensics, a specific branch of open-source intelligence (OSINT). Property title forensics involves delving beyond the surface-level information in real estate records, such as property deeds and ownership records.

As investigators and researchers, we often focus solely on ownership details and overlook the hidden metadata contained within property records. Some even limit their search to the tax assessor’s information, neglecting the valuable insights offered by the deed recorder. By doing so, they miss out on a wealth of information.

Property title forensics uncovers invisible patterns of activity and unveils unimaginable details. Let’s explore a few examples to demonstrate the depth of information that can be derived from this method. It’s important to note that the random deeds we present here are not part of any ongoing investigation. They are simply public records selected to illustrate our points. For instance, take a deed from California recorded in 1989. While the boilerplate language may seem standard, the recording stamp in the right-hand corner reveals an essential detail—the exact date and time of recording, in this case, 8:00 AM on June 26th, 1989. Comparing the recording date with the signature date can shed light on any deliberate or accidental delays in the recording process. Typically, a title company promptly records the deed. Therefore, a significant delay may indicate underlying motives, which we will discuss later. The recording number, such as 89334761, often referred to as a book and page, is another crucial piece of information.

When encountering a recording number, it is advisable to retrieve the recordings before and after it. For example, if the number is 334761, one should also examine 334760, 334762, 334763, and 334764. By doing so, one can identify batches of recordings made by title companies, attorneys, or even private individuals. Such batches often consist of deeds associated with different properties but are recorded consecutively.

This pattern may be indicative of asset concealment or other activities of interest. Even if the names and addresses differ, a careful examination of consecutive recordings may reveal valuable insights about the subject. Another noteworthy aspect to consider is any handwritten notes found on the deed, such as 1 5 1 9 2 0 5 K F P. These notations, typically made by the deed preparer or title company, could be file numbers, references to other cases, or even mentions of wire transfers. Taking note of these details and conducting further searches can yield significant information.

Financial information is one of the primary focuses of property title forensics. Deeds and other asset searches aim to uncover such details. Although the settlement statement, which outlines all financial transactions related to the property, is not recorded in the land records, it is retained by the designated party in the return-to block. This party often possesses additional information about the closing, especially if they are a title company. While there is no legal obligation for them to disclose the settlement statement, there is also no legal prohibition against doing so. Consequently, contacting the relevant party to obtain a settlement statement can provide valuable financial insights. When conducting this process, it is essential to record the book and page numbers and retrieve the recordings before and after those numbers.

In addition to financial information, property title forensics can unveil various other types of intelligence. One such example is relationship analysis. By scrutinizing witness signatures, one can identify individuals who may not be directly involved in the transaction but have a connection to the signer. These witnesses could be colleagues, coworkers, or even romantic partners. Investigating these relationships can lead to significant revelations. Mortgage patterns also offer valuable insights.

Analyzing whether a subject is consistently buying and selling properties and monitoring changes in mortgage balances can shed light on their financial activities. Are they investing more money, attempting to hide assets, or withdrawing funds through cash-out refinancing or equity lines? Following the money trail can uncover vital information. Another crucial aspect to consider is liens and judgments. These records can provide valuable details about any legal claims or adversarial relationships involving the subject. Even if a judgment has been satisfied or an old lien is no longer active, it will still be accessible in the land records, providing essential context.

Moreover, property title forensics allows researchers to examine property conveyances and ascertain if the subject owns additional properties. Exploring these properties, even if they have been sold, can uncover information about the buyer, expose potential fraudulent conveyances, and determine who is responsible for property taxes and insurance. Tracking the transfer history of a subject’s properties can reveal connections to previous owners who may hold valuable information or assets.

Each deed tells a story, and by meticulously examining property records, investigators can uncover a plethora of valuable information. Spending time delving into dozens of property records can yield numerous significant findings, far surpassing what can be obtained through other means, such as online databases or surveillance. Real estate records offer a durable and accessible source of information. With patience and thoroughness, one can connect the dots and create a comprehensive picture of the subject, their assets, and their activities.