Greetings, property enthusiasts! Dave here from, and today’s video is a comprehensive guide to conducting a title search on condominium or townhouse properties. While the process shares similarities with single-family homes, there are crucial differences that warrant attention. Let’s dive into the intricacies of this specialized search.

Understanding Condo Ownership Dynamics

In addition to individual unit ownership, condominium and townhouse properties introduce the influence of homeowner associations or condo boards. These associations not only own common areas but may also have a stake in the structural components up to the sheetrock. The legal description of a condominium typically delineates the unit owner’s responsibility for the interior, while common areas such as the structure, roof, and driveways are owned by the homeowners association.

Importance of CC&Rs: Unraveling Ownership and Responsibilities

The CC&Rs, or Covenants and Restrictions, play a pivotal role in defining ownership and responsibilities within a condominium development. These documents, often spanning 50 to 100 pages, detail common areas and specify ownership percentages. While not traditionally part of a standard title search due to their extensive nature, obtaining a copy of the CC&Rs is crucial. If your title examiner doesn’t include them, make sure to request this valuable information.

Challenges in Condo Title Searches: Overlapping Legal Descriptions

Condominiums present unique challenges, particularly in terms of legal descriptions. Due to the similarity of descriptions among neighboring units, errors may arise, leading to encumbrances being placed on the wrong unit. It’s not uncommon for mortgages or liens to be inaccurately assigned, emphasizing the need for meticulous scrutiny in a condo title search.

Navigating Phased Developments: The Phase 1 and Phase 2 Conundrum

For large developments with multiple phases, discrepancies may occur. Overlapping common areas between Phase 1 and Phase 2 or similar legal descriptions might cause confusion. A careful review of the records is essential to ensure accuracy and prevent any misunderstandings between different phases of a development.

Expertise at Your Fingertips

Conducting a title search on condominium properties demands attention to detail and an understanding of the unique factors influencing ownership. If you find yourself in need of assistance or have further questions about condo title searches, visit our website at Our team is ready to guide you through the complexities and provide expert insights tailored to your needs.

Connect with Us: Title Queries, Simplified!

Feel free to reach out if you have questions or need clarification on any aspect of title searches. Your inquiries are valuable, and we’re here to ensure you navigate the intricate world of property titles with confidence.

Your Thoughts Matter: Share Your Condo Title Search Stories

Have you encountered challenges in condominium title searches, or do you have insights to share? We invite you to join the conversation in the comments below. Let’s create a knowledge-sharing community to enhance everyone’s understanding of real estate intricacies.